Basic Premium and Policy Amounts

Policy Amount Basic Premium Policy Amount Basic Premium
$100,000 $875 $9,000,000 $39,141
$200,000 $1,429 $9,500,000 $41,021
$300,000 $1,983 $10,000,000 $42,901
$400,000 $2,537 $11,000,000 $46,661
$500,000 $3,091 $12,000,000 $50,421
$600,000 $3,645 $13,000,000 $54,181
$700,000 $4,199 $14,000,000 $57,941
$800,000 $4,753 $15,000,000 $61,701
$900,000 $5,307 $16,000,000 $64,371
$1,000,000 $5,861 $17,000,000 $67,041
$1,500,000 $8,141 $18,000,000 $69,711
$2,000,000 $10,421 $19,000,000 $72,381
$2,500,000 $12,701 $20,000,000 $75,051
$3,000,000 $14,981 $25,000,000 $88,401
$3,500,000 $17,261 $30,000,000 $96,401
$4,000,000 $19,541 $35,000,000 $104,401
$4,500,000 $21,821 $40,000,000 $112,401
$5,000,000 $24,101 $45,000,000 $120,401
$5,500,000 $25,981 $50,000,000 $128,401
$6,000,000 $27,861 $60,000,000 $144,401
$6,500,000 $29,741 $70,000,000 $160,401
$7,000,000 $31,621 $80,000,000 $176,401
$7,500,000 $33,501 $90,000,000 $192,401
$8,000,000 $35,381 $100,000,000 $208,401
$8,500,000 $37,261

For the state of Texas, effective May 1, 2013

For Policy Amounts Above $100,000:

I. For basic premium of policies $100,001-$1,000,000:

  1. Subtract $100,000 from policy amount
  2. Multiply result by $.00554 and round to the nearest whole dollar
  3. Add $875 to result

II. For basic premium of policies $1,000,001-$5,000,000:

  1. Subtract $1,000,000 from policy amount
  2. Multiply result by $.00456 and round to the nearest whole dollar
  3. Add $5,861 to result

III. For basic premium of policies $5,000,001-$15,000,000:

  1. Subtract $5,000,000 from policy amount
  2. Multiply result by $.00376 and round to the nearest whole dollar
  3. Add $24,101 to result

IV. For basic premium of policies $15,000,001-$25,000,000:

  1. Subtract $15,000,000 from policy amount
  2. Multiply result by $.00267 and round to the nearest whole dollar
  3. Add $69,701 to result

V. For basic premium of policies in excess of $25,000,000:

  1. Subtract $25,000,000 from policy amount
  2. Multiply result by $.00160 and round to the nearest whole dollar
  3. Add $88,401 to result

Non Residential Transactions:

Survey Modification Premium-Owner Policy:

  • Add an additional 15% of the applicable basic program

REM (T-19) Endorsement Premium-Loan Policy:

  • Add an additional 10% of the applicable basic program

REM (T-19.1) Endorsement Premium-Owner Policy:

  • Add an additional 15% of the applicable basic program(or 10% if owner policy includes survey modification)

For information regarding other possible credits and cost of endorsements, contact Benchmark Title at 214.485.8650.

Disclaimer: These rates are based on Texas Title Insurance Premium Rates effective May 1, 2013, as promulgated by the Texas Department of Insurance under Section III of the Title Insurance Basic Manual. Should any conflict arise between the Title Insurance Basic Manual and the rates herein, the Basic Manual will govern.